Tree of Plenty Cooperative. Inc. “TOP”
TOP is Administer by OrangeBee Money Global, Inc. “OBMG”
For this policy, TOP and OBMG are interchangeable.
Last updated January 01, 2017
Tree of Plenty Cooperative “TOP” is committed to protecting your privacy and developing technology that gives you the most powerful, safe, online experience available. We understand your concerns about sending confidential information by your computer and we are committed to safeguarding your information. We collect and protect your information as follows:
TOP will ask when we need information that identifies your business or allows us or other participating clients to contact you ("Your Information"). Generally, this information is requested when registering on our websites.
The privacy of information provided to TOP in your initial Member application, via the Internet, by phone, and/or directly to our brokers is very important to us. This policy is intended to set forth how TOP uses and protects said information.
TOP is utilized to promote your business to other Members of TOP that results in increased sales. Any information provided to TOP is regarded as business, not personal information.
We may collect personal information from children under the age of 21 through our site. If we become aware that personal information has been submitted through our site by a child under the age of 21, we get their parents or guardians permission, or we delete the information from our system.
When TOP facilitates transactions between Members we must provide business information such as your name, address, telephone/fax number, TOP Member account number, email address and web address. Your taxpayer identification number is NOT released, except as required by law. Any other contact information provided may be shared unless written notification requesting otherwise has been provided.
Credit card numbers and expiration dates, bank name, Social Security Number, and Driver’s license number are all regarded as completely private information and will not be shared with any other company or Member of TOP, but may be disclosed to banks and credit card process companies to process payments from you.
Record of telephone calls, e-mails, letters, faxes, conversations and any other means of communication, plus comments in reference to business transactions by Members will be maintained on a regular basis. This information may be used to analyze our performance, help resolve accounting disputes or disputes with another Member.
Collection of information
When you interact with our Website, information such as your IP address, cookie information, pages requested, visitor frequency, length of user visit, etc. is stored. This aggregate data (a statistical measure) enables TOP to gather and analyze information to follow the trends and patterns of Members use, thus enabling TOP to keep our Website appealing and easy to use to as many Members as possible. We may provide aggregate information to our alliances so they too understand the use and needs of Members. Aggregate information disclosed does not identify you personally.
Transaction tracking and facilitation
Record of every sale, purchase, fee and transfer of your TOP account is stored whether it is in cash or TOP. Your contact information is made available to Members so they may request your products or services or solicit your business. “Private Brokerage” is available to Members that prefer their business not be made available to TOP Members in general.
Personal Information Accessed
The following personal Member information is made available to you for the purpose of viewing and in certain situations, updating. This list will change as our Web site changes: Member addresses, Member phone/fax numbers, Contact names and email addresses.
TOP protects your privacy, security, and Member personal information by a password. You need to ensure unauthorized access by selecting and protecting your password appropriately. Limit access to your computer and browser by signing off after you have finished accessing your account.
TOP may enter into alliances with other companies to market Members products and/or services being offered through TOP. These alliances have requested and/or agreed to make their Members products and services available to TOP Members. Your contact information may be provided in order to send information on the products and services. Members may opt out and elect not to allow contact information to be shared with our strategic alliances, but you may not opt out of information being provided to other Members or brokers. Confidential information to such alliances will not be furnished without your consent. To the extent, you link to another site from our website TOP is not responsible for the privacy practices of other sites.
Cooperation with the law
TOP offers full and complete cooperation with any investigation, police and authorities in reference to the utilization of TOP for criminal activities. TOP will comply with any subpoena or court order to relinquish Members information that is necessary to protect TOP and its Members from any liability. The use of TOP and/or TOP website constitutes your acceptance of these policies. TOP may modify these policies at any time. Changes in policy will be posted on our website.
Should TOP chose to buy or sell assets, customer information is typically one of the business assets transferred. If TOP and all of its assets were acquired, or in the unlikely event that TOP were to go out of business or enters bankruptcy, Members information would be one of the assets transferred or acquired by a third party. You acknowledge that such transfers may occur, and any acquirer of TOP may continue to use your Personal Information as set forth in this policy.
Disclosure of Your Information
TOP does not sell, rent or trade Your Information to any third party. Any user on TOP will have access to Your Information from your "User Profile" such as email address, phone number, city, state, zip code, country, and company information.
TOP uses industry standard efforts to safeguard the confidentiality of Your Information, such as firewalls and Secure Socket Layers. However, "perfect security" does not exist on the Internet. Read our Security statement for more information about Internet security issues.